Protect your family
Use our life insurance comparison tool to find cover that helps take care of your loved ones when you can’t. Get started and tick ‘peace of mind’ off your list. {sub-heading}
Optional cover
On top of life cover, you can choose to add extra protection like trauma and disability cover – for a little more peace of mind.{sub-heading}
Why get life insurance?
Because life’s unpredictable – but your family’s future shouldn't be. Life insurance gives you peace of mind if the unexpected happens. It can help cover things like: {sub-heading}
Mortgage and debt repayments
Life insurance can cover mortgage repayments, helping your family stay in their home without the burden of loan repayments.
Car expenses
This can include loan repayments, ongoing registration, insurance, or maintenance. Especially helpful if the vehicle is essential for your family.
Household bills
From electricity and groceries to transport and internet, a payout can help your family continue to afford everyday essentials.
School fees
A payout can be used to fund private school tuition or university fees, ensuring your children’s education can continue as planned.
Medical bills
If you had lingering medical expenses not covered by Medicare or private health insurance, life insurance can help pay those off.
Funeral costs
Life insurance can help cover funeral costs, legal fees, and other expenses, easing the financial burden on your family during a difficult time.
Protect tomorrow, worry less today.
We’ve teamed up with Lifebroker to help you compare life and income protection insurance from leading Aussie providers. {sub-heading}
Make a life insurance claim
Please accept our sincerest condolences if you've recently lost someone you love. A dedicated claims case manager will do everything they can to help.
Frequently asked questions
Didn’t find what you were looking for? Go to our help and support page to find out more.{sub-heading}
What is life insurance?
When you take out a life insurance policy you are providing your family with the peace of mind that if you pass away or become terminally ill, they will have help to cope financially.
A life insurance payout can help your family with any outstanding debts, general expenses and managing their finances at a difficult time.
How much cover do I need?
Getting the right amount of cover is paramount when it comes to comparing and choosing insurance. If you have too little cover your loved ones may not be adequately protected if they need to claim, and having too much can mean you are paying more than you need to in premiums.
How much cover you need depends on a lot of factors. Some of these factors include (but are not limited to):
· Your age
· You and your family’s health and medical history
· Your occupation and salary
· The number of dependents you have
· Any outstanding debts
· Your current lifestyle and living situation
Why should I do a life insurance comparison?
A life insurance comparison helps you weigh up premium costs, policy features, and insurer reputations in one place, so you can find the most suitable cover for your budget and personal needs.
Sites like Lifebroker let you compare providers side‑by‑side in minutes. This can help you save on premiums, avoid under‑ or over‑insuring, access exclusive deals or discounts, and uncover hidden features like funeral advances or child cover.
How does comparing life insurance with Lifebroker work?
Quick links
Whether you’ve got a quick question or need to make a claim, we’re here to help – fast, simple and hassle-free.{sub-heading}
Important information
This information is general advice only which means it does not take into account your personal financial situation, needs or objectives. Before acting on it or making a decision, consider whether the advice is appropriate for you, and read the Product Disclosure Statement (PDS) and Policy Document issued to you when you purchased this product. The PDS contains important information which will help you understand the product, including what's covered and what's not covered.
View Privacy & Security information.
Lifebroker comparison service: Virgin Money (Australia) Pty Limited ABN 75 103 478 897, authorised representative No 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869 (Virgin Money) has partnered with Lifebroker Pty Ltd (AFS Licence number: 400209) to help you compare a range of Life and Income Protection Insurance policies. Virgin Money earns a commission from Lifebroker for each customer that purchases a policy through the website or contact centre. Lifebroker do not compare all life insurers or policies in the market.
For more information about the services provided by Virgin Money (Australia) in relation to the Lifebroker comparison service, please see the Financial Services Guide
Existing Virgin Life Insurance and Virgin Income Protection policyholders: From the 1st April 2021, TAL Life Limited ABN 70 050 109 450 AFSL 237848 of Level 16, 363 George Street, Sydney NSW 2000 (TAL Life) will no longer be issuing new Virgin Life Insurance and Virgin Income Protection benefits and Hallmark General Insurance Company Ltd ABN 82 008 477 647 AFSL 243478 of Level 5, 66 St Georges Terrace, Perth, WA, 6000 (Hallmark General Insurance) will no longer be issuing the Involuntary Unemployment Cover which is a benefit available within Virgin Income Protection.
Existing policies and claims will continue to be administered under agreement with the insurers, TAL Life and for Involuntary Unemployment Cover, Hallmark General Insurance.
Virgin Income Protection and Virgin Life Insurance are promoted by Virgin Money (Australia) Pty Limited ABN 75 103 478 897, authorised representative No 280884 of Virgin Money Financial Services Pty Ltd ABN 51 113 285 395 AFSL 286869, and distributed by TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243260 (TAL Direct). TAL Direct has been authorised under an arrangement with the insurers to enter into, vary or cancel insurance cover on behalf of the insurers as if it were the insurers.
For information about the services provided Virgin Money (Australia) and TAL Direct in relation to Virgin Life Insurance and Virgin Income Protection, please see the Financial Services Guide.